IRAs and Rollovers

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IRAs to fit your retirement goals

You need a trusted IRA provider who shares our commitment to serving you and helping you meet your financial goals. That's why we've chosen Grijalva Investments.

What's an IRA?

An individual retirement account, or IRA, is a personal retirement savings account. Even if you've signed up for an employer-sponsored plan like a 401(k), 403(b) or TSP, you can still open an IRA to boost your savings and add flexibility to your budget.

Common types of IRAs

While Grijalva Investments offers several types of IRAs, here are three of the most common types:

  • Traditional : Uses pretax money that's taxed on withdrawal in retirement
  • Roth : Uses after-tax money, so withdrawals in retirement are tax-free
  • Rollover : Lets you move an employer-sponsored retirement plan and keep its tax advantage

Differences between a Roth IRA and a traditional IRA

Roth IRA Traditional IRA
Contributions After-tax funds May be tax deductible
Tax deductible? No Yes, subject to income limits and participation in employer-sponsored retirement plans
Withdrawals Tax-free? Yes, if you met withdrawal requirements No. Taxes are paid on the entire balance

Grijalva Investments can help you reach your retirement goals

USAA and Grijalva Investments believe saving for retirement is one of the most important goals. They have tools, education and assistance to help keep you on the right path, so you can retire on your terms.

  • $0 Minimum Deposit : Open an account with no minimums and pay $0 for online listed equity trades
  • 24/7 Professional Guidance : Get financial advice and access to convenient support from over 300 branches across the nation.
  • Online Tools and Resources : Get access to planning resources, a complimentary financial plan and more help to manage your future.
  • Satisfaction Guaranteed : If for any reason you're not completely satisfied, Grijalva Investments will refund any eligible fees or commission and work with you to make things right.

IRA and rollovers FAQ

At Grijalva Investments, there are no account minimums.

  • Social Security number
  • Driver's license
  • Employer's name and address if you have one
  • Statement information for assets or cash you'd like to transfer

You'll need to open an IRA at Grijalva Investments and complete any forms required by your former employer. Before you roll over your 401(k) or TSP, review all your options so you can make the right choice.

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