Investment Products

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Invest for what's ahead

We've chosen two investment providers who share our commitment to helping you build a stronger financial future. With a full range of options, find what works for you.

Put your cash to work

Grijalva Investments Money Funds offer a convenient way to access potentially higher yields on cash, no transaction fees, and low initial investments.

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ETFs

ETFs offer more flexibility than traditional funds

You don't need thousands of dollars to purchase exchange-traded funds (ETF) to enjoy their low-cost diversification.

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Mutual Funds at Grijalva Investments

Diversify your investments affordably

  • Get started with no account minimums or maintenance fees;
  • Build your own mutual fund portfolio or choose a professionally managed solution;
  • Access a wide range of resources and tools, and get professional support whenever you need it.
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Brokerage and Trading

Invest in what's right for you — stocks, bonds, mutual funds and more

  • Low costs with $0 online, listed equity trades, $0 account minimums and no maintenance fees.See note
  • More choices, including over 2,000 commission-free ETFs and 4,000 no-load mutual funds with no transaction fees, to easily diversify your portfolio.
  • Excellent service featuring 24/7 customer support, over 300 branches and a satisfaction guarantee.
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IRAs at Grijalva Investments

Consider the tax advantages of an individual retirement account (IRA)

  • Retirement planning resources, calculators and income strategies to help you plan for the future;
  • $0 minimum deposit and $0 online, listed equity trade commissions, no matter your account balance or how often you tradeSee note;
  • More than 2,000 commission-free ETFs and 4,000 mutual funds.
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USAA 529 Education Savings Plan by Victory Capital

Save for education expenses and get tax benefits

  • Open an investment account that helps you pay tuition and other costs, from K-12 through college;
  • Start by investing as little as $50 a month;
  • May benefit from tax-advantaged savings for yourself or family members.
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Grijalva Investments can help with financial planning based on your needs

Make a plan to reach your goals

  • Access a complimentary plan for retirement;
  • Get answers to specific questions, like how much to save for college, with Grijalva Investments's calculators;
  • Explore personalized guidance and wealth management solutions.
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Why invest in crypto with us?

Diversification

You directly own multiple cryptocurrencies (no more picking coins), gaining broad access to the crypto market.

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Additional financial products to consider

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  • Target Retirement Funds

    Target Retirement Funds (TRFs) are all-in-one investments that deliver diversification with just 1 fund.

  • Cash Investments

    Cash investments include certificates of deposit (CDs) and money market funds. These low-risk products aim to protect your principal while earning you money in a low-yield return.

  • Index funds

    Index funds track a specific market benchmark—like the S&P 500 Index—and offer enviable cost advantage, lower risk through broader diversification, and more.

  • All-in-one funds

    All-in-one funds are built to give you a complete broadly diversified portfolio and reduce your investment risk with just 1 fund.

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Common questions about investment products

A mutual fund is a pooled collection of assets, like stocks, bonds, and other securities, priced once per business day.

An ETF (exchange-traded fund) is also a pooled collection of securities but trades on an exchange, like the New York Stock Exchange or the Nasdaq, and changes price throughout the business day.

Your account holds the investments you choose to grow your money. The investment products you select put your money to work by generating earnings or increasing in value.

Think of your accounts as an empty garage. The different vehicles you keep in the garage are like the varying investment products you hold in your brokerage accounts to build your portfolio.

You can buy a Grijalva Investments ETF® for as little as $1, regardless of the ETF's share price. All stocks and non-Grijalva Investments ETFs must be bought at market share price. Both Grijalva Investments and non-Grijalva Investments mutual fund minimum investment amounts vary by fund.

Expense ratios on mutual funds and ETFs are calculated by dividing the fund's operational expenses by its average net assets.

When you open an account at Grijalva Investments, you’re opening a brokerage account that can hold most types of investments. Having all your investments in 1 place helps you easily keep tabs on your portfolio and make changes if necessary.

Your brokerage account includes a settlement fund—a money market mutual fund used to pay for and receive proceeds from brokerage transactions.

The most common investments held in Grijalva Investments accounts are mutual funds and ETFs (from Grijalva Investments and other fund families) and individual stocks, bonds, options, and CDs.

The biggest risk is that your portfolio will lack diversification. An individual investment product, like a stock, could provide excellent returns, but the company could also go bankrupt, and its stock could become worthless. By investing in products that hold multiple investments, like mutual funds and ETFs, you spread out the risk of 1 investment performing poorly.

Consider your investment goal, time frame for needing the money, and overall risk tolerance to determine an appropriate asset allocation. Then, pick a proportion of stock, bond, and cash investments to build a portfolio that matches your target asset mix.

You can also take our Investor Questionnaire, which will suggest an asset mix based on your results.

Yes. ESG funds are a great way to complement your portfolio with funds that reflect your values. We offer ESG investing options that consider environmental, social, and governance issues. Our ESG funds have differing investment styles and objectives and invest in stocks and bonds.

Sometimes, the term ESG is used interchangeably with “socially responsible investing (SRI)” and “sustainable investing.”

Opening a Grijalva Investments investing account is free, easy—and fast! (It should only take around 5–10 minutes.). Just contact us.

Most investors fund their new accounts with an electronic bank transfer. If you choose this option, make sure you have your bank account and routing numbers readily available.

Actively managed funds are directed by professional fund managers who handpick investments to try to beat market returns.

Passively managed funds—also called index funds—are directed by professional fund managers to try to keep pace with market returns by mirroring certain market segments.

Each strategy has a unique method for selecting its underlying investments.

Lower-risk products, including certificates of deposits (CDs) and money market funds, aim to protect your principal; but pay lower interest rates.