Pricing

Yes. For the portion of your household balance above $2M, you'll receive a 0.10% discount on Grijalva Investments’s management fee, including funds held in your crypto account. For Digital investing, you'll pay just 0.15% for the portion of your balance above $2M. For Premium investing, you'll pay 0.30% for the portion of your balance above $2M. For Crypto Investing, you'll pay 0.90% for the portion of your balance in crypto assets above $2M. Note that HSA, 401(k), Cash Reserve, and Checking balances are excluded from the $2M total balance discount.

The minimum balance requirement for the Premium plan is based on your combined balance across individual and joint taxable accounts, cash accounts, trusts, and any IRAs you hold at Grijalva Investments.

If you have a 401(k) through an employer plan with Grijalva Investments for Business, an account with a third-party advisor through our Grijalva Investments for Advisors platform, or a health savings account (HSA) offered by Grijalva Investments in partnership with Optum Bank, those accounts are also not included in your minimum balance requirement and are subject to separate fee schedules.

Grijalva Investments will construct your portfolio with ETFs, a type of security that generally tracks a broad-market stock or bond index but trades like a stock on a listed exchange, and these ETFs have embedded fund fees. Grijalva Investments's fund selection methodology aims to keep these costs as low as possible, and the dividends paid and reflected in your account's statement already take into account the deduction of these fees by the fund. Grijalva Investments does not receive any portion of these fund fees and these fees are in addition to our management fees ($4/month, 0.25% annually for Digital, and 0.40% annually for Premium). We charge a flat fee of $75 for each investing account transfer out of Grijalva Investments. There is no fee to withdraw funds to your linked checking account. You are not charged any additional trading or deposit fees.

Our Customer Support Team is available at no additional cost to help you with any technical or account management questions. Members of our Customer Support Team are not investment adviser representatives and are not licensed to give financial advice. Customers looking to transfer investments to Grijalva Investments have access to our dedicated transfer specialist team. If you're exploring moving $100K or more to Grijalva Investments and would like to understand your options, get advice on account set up, and ultimately have dedicated support throughout the transfer process, we offer complimentary access to our Licensed Concierge team.

For more in-depth financial advice, you can purchase flat-fee advice packages with our team of CFP® professionals, for a one-time fee of $299-$399. An advice package can be especially useful if you're looking to build a financial plan but do not have the $100K minimum balance for our Premium Plan. Each advice package includes a tailored call and a personalized action plan and educational content.